Travel Like a Boss: Best Travel Credit Cards in Malaysia (for muslim)

Calling all Malaysian jetsetters! Sick of expiring points and boring flights? This guide reveals the BEST credit cards in 2024 for frequent flyers. Unlock VIP airport lounges, free flights, travel insurance & more! Find your perfect travel companion & maximize your rewards - all without breaking the bank! #travelhacks #malaysiatravel #creditcards

FINANCES

5/5/20243 min read

Hey Travel Buddies!

Are your wandering pains getting to you more than ever these days?

Yes, we know you.

The post-pandemic itch to explore new places and cultures is real.

But wait a second—before you book your flight to Bali (because, well, Bali), wouldn't it be nice to pick up some free air miles or airport lounge access on your trip?

This is where travel credit cards come in.

Basically, they're magic rectangles that reward you for swiping plastic — and who doesn't love free stuff, especially when it comes to jets from around the world?

We've done the homework for you and compiled a list of the best travel credit cards in Malaysia.

Consider this your personal guide to finding the perfect card that fits your travel style and budget.

So, buckle up and get ready to go!

1. Citibank PremierMiles Visa Signature: For the Aspiring Jetsetter

Want to live the life of crazy rich Asians?

Citibank PremierMiles Visa Signature could be your ticket (pun intended) to luxury travel.

Earn double PremierMile NEVER CLAIMED when you spend abroad with your favourite travel merchants like AirAsia and Agoda.

That means more flights to exotic destinations or even using miles to pay the annual fee – talk about a win-win!

Plus, you get unlimited access to lounges at KLIA and other major airports in Malaysia so you can relax in style before your flight.

In addition, this card offers travel insurance for flight delays, lost luggage and even a free ride home after a foreign adventure.

Not bad, right?

Annual Fee: RM 600

Minimum Income: RM 100,000

2. Maybank Premier 2 Cards: The Two-in-One Power

This card is basically a traveling BFF duo! You get two cards - Maybank Reserve American Express and Maybank Visa Infinite (Free) - with the same statement.

Every time you spend locally or abroad, you earn TreatsPoints that you can redeem for Enrich Miles, KrisFlyer and Asia Miles.

Think of it as a loyalty program on steroids!

In addition, with the Visa Infinite card, you get free access to the Plaza Premium Lounge worldwide (although this is limited to 5 times a year).

Luggage insurance also covers lost luggage, missed transfers and even accidental death, all with an annual fee that can be waived if you meet a minimum spend.

Talk about a sweet deal!

Annual Fee: 800 RM (1st year free, subsequent years exempt from minimum expenditure)

Minimum Income: 120,000 RM

3. CIMB Enrich World Mastercard: Fly High with Malaysia Airlines

Calling all Malaysia Airlines (MAS) frequent flyers!

This card is made especially for you.

Earn bonus miles for every ringgit spent and get bonus on foreign transactions.

As a frequent MAS customer, you also get access to the exclusive Malaysia Airlines Golden Lounge at home and abroad, perfect for pre-flight refreshments.

Here's the real kicker:

Get up to RM1 million in travel insurance for FREE when you top up your flight tickets on this card. Lost luggage or flight delayed?

Don't worry!

Also be first in line to get the best deals on MAS flights and travel packages.

Now that's what we call a match made in travel heaven!

Annual fee: RM554.72 (at minimum cost removed)

Minimum income: RM100,000

4. Hong Leong Visa Infinite: Free Master Miles

This card is all about simplicity and convenience.

Earn Malaysian Airlines miles automatically with every purchase, without having to jump.

Plus, you get free access to the Plaza Premium Lounge in Malaysia and Singapore all year round (minimum spend requirement in subsequent years).

Travel insurance is also included to protect you against mishaps such as disconnection and lost luggage.

An added bonus is the Visa Infinite Concierge service, which is your personal assistant for bookings and obtaining favourable exchange rates.

All this for an annual fee of RM0?

The Hong Leong Visa Infinite is definitely a strong contender for the budget-conscious traveller who likes luxury.

Annual Fee: FREE

Minimum Income: RM150,000

Standard Chartered World Miles World Mastercard: The Big Spender's Best Friend

Do you spend more time abroad than at home? Then this card can be.

Calling all Malaysian jetsetters!

Sick of expiring points and boring flights? This guide reveals the BEST credit cards in 2024 for frequent flyers. Unlock VIP airport lounges, free flights, travel insurance & more! Find your perfect travel companion & maximize your rewards - all without breaking the bank! #travelhacks #malaysiatravel #creditcards